"Agriculture is our wisest pursuit, because it will, in the end, contribute most to real wealth, good morals, and happiness."
- from Thomas Jefferson to George Washington
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The Maine Organic Farmers and Gardeners Association's Organic Farmer Loan Fund is intended particularly to help organic farmers working on establishing a credit history for their farms.

Loans, generally in amounts of $5,000 to $20,000, may be used for working capital or farm equipment, and will be available to: MOFGA-certified organic farmers; farmers transitioning to organic production; and current participants and graduates of MOFGA’s Journeyperson Program.

A complete application will consist of the following:

  • Bangor Savings Bank Business Loan Application
  • Bangor Savings Bank Customer Identification Policy (CIP) Forms (2) and Questionnaire for Business Entity
  • Bangor Savings Bank Personal Financial Statement Form
  • A projected twelve-month cash flow of gross sales and expenses
  • A projected budget for the upcoming production season of sales and categorized expenses for your business including a breakdown of expenses for the entire project being financed, anticipated additional sources of financing and the total project cost
  • Trade Reference Sheet. If unavailable, please send three letters of reference.
  • Copies of the last two years federal tax forms.

Download the application packet (820k PDF).

Please contact us to find out if we are currently accepting applications.  Call 207-568-4142 or send an email to loanfund@mofga.org.


If you are looking for a smaller loan for your farm or food business, the No Small Potatoes Investment Club makes loans of up to $5,000.  Go to their website for more information: www.nosmallpotatoesinvestmentclub.com

Special thanks to NOFA-Vermont for pioneering the way!


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